COVID-19 Alert: A Plain Language Guide to the Coronavirus Aid, Relief and Economic Security (“CARES”) Act

By: Joe Hunt, Amanda Thibodeau, and Matthew Mitchell

President Trump signed the CARES Act into law on March 27, 2020. With an estimated price tag in excess of $2 trillion, the CARES Act is intended to provide businesses and industries with a broad lending program designed to sustain working capital needs, provide immediate cash relief for middle and working-class Americans, and increase public health spending to combat COVID-19.

The CARES Act is divided into two divisions:

Division A: Keeping Workers Paid and Employed, Health Care System Enhancements, and Economic Stabilization; and
Division B: Emergency Appropriations for Coronavirus Health Response and Agency Operations

This plain language guide is meant to provide a summary of the CARES Act with respect to the 6 titles contained in Division A:

Title I: Keeping American Workers Paid and Employed Act
Title II: Assistance for American Workers, Families, and Businesses
Title III: Supporting America’s Health Care System in the Fight Against the Coronavirus
Title IV: Economic Stabilization and Assistance to Severely Distressed Sectors of the United States Economy
Title V: Coronavirus Relief Funds
Title VI: Miscellaneous Provisions

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